Articles tagged with “retirement-planning”
11 articles
2027 Contribution Limits: What the Projections Say Before the IRS Confirms
Projected 2027 limits: 401(k) at $25,000 or $25,500, IRA flat at $7,500, super catch-up to $11,750. Why two of those are still borderline and what to do before year-end.
The Roth Catch-Up Mandate Is Live: What High Earners Over 50 Lost in 2026
From January 2026, catch-up contributions must be Roth if your prior-year FICA wages topped $150,000. What it costs, who is exempt, and the plan gap that can block you entirely.
How to Retire in 10-15 Years: The Realistic Savings Roadmap
A step-by-step plan to retire in 10-15 years: max your 401k match, max your Roth IRA, save 30-40% of income, and invest in low-cost index funds. Real numbers included.
Planning FIRE Without Social Security: The Conservative Approach for 2026
The SSA trust fund now depletes in 2032 — one year sooner than projected. DOGE cut 7,000+ SSA employees. Here's how FIRE investors should model Social Security in 2026 and beyond.
Longevity Risk: How to Make Your FIRE Portfolio Last 50 Years
Longevity risk is the biggest threat to FIRE portfolios. Learn why the 3.9% rule is replacing the 4% rule, and 7 proven strategies to make your money last 50+ years.
The 4% Rule in 2026: Does It Still Work? (With Calculator)
Does the 4% safe withdrawal rate still work in 2026? Learn what experts say, when to adjust your rate, and how to calculate your FIRE number using the 4% rule.
Roth IRA Growth Calculator: See Exactly How Much You'll Have by Retirement (2026)
Free Roth IRA growth calculator with real projections. Starting at 25 with $7,500/year = $1.87M by 65. See growth by age, contribution scenarios, and the best investments inside your Roth IRA.
401k Calculator Guide: How to Maximize Your Retirement Savings in 2026 (Contribution Limits, Employer Match, Growth Projections)
Use our free 401k calculator to project savings. Learn 2026 limits ($24,500 under 50), employer matching, and strategies to maximize your 401k growth.
Retirement Calculator Guide: How Much Money Do You Actually Need to Retire in 2026?
Are you on track to retire? Use our free retirement calculator to find your number, plan Social Security timing, and close any retirement savings gap.
Coast FIRE Explained: Retire Early by Letting Compound Interest Do the Work
Learn what Coast FIRE is, how to calculate your Coast FIRE number, and why this strategy is the lowest-stress path to financial independence — with no further contributions needed.
401k vs Roth IRA: Which Retirement Account is Better for You in 2026?
401k vs Roth IRA in 2026: compare tax advantages, contribution limits, and income rules to pick the right retirement account for your financial situation.