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#retirement-accounts

Articles tagged with “retirement-accounts

3 articles

Roth Conversion Ladder for FIRE: The 2026 Complete Guide (Post-TCJA Update)

The Roth conversion ladder is the most powerful strategy for FIRE investors to access traditional 401k funds early — without the 10% penalty. 2026 complete guide: 5-year rule, bracket targeting, ACA interaction, and year-by-year conversion schedule.

RJ

Mega Backdoor Roth 2026: How to Contribute Up to $47,500 Extra to Roth (Step-by-Step Guide)

The mega backdoor Roth lets high earners contribute up to $47,500 extra to Roth in 2026 — far beyond the standard $7,500 Roth IRA limit. Step-by-step guide, plan requirements, pro-rata pitfalls, and FIRE strategy.

RJ

2026 Roth IRA Contribution Limits, Income Limits, and Backdoor Roth Strategy: Everything You Need to Know

2026 Roth IRA guide: $7,500 limit, income phase-outs, backdoor Roth steps, mega backdoor strategy, and Roth conversion ladder for early retirees.

RJ