← Back to Blog
#fire-planning

Articles tagged with “fire-planning

3 articles

Planning FIRE Without Social Security: The Conservative Approach for 2026

The SSA trust fund now depletes in 2032 — one year sooner than projected. DOGE cut 7,000+ SSA employees. Here's how FIRE investors should model Social Security in 2026 and beyond.

RJ

Dynamic Withdrawal Strategies: Spend More in Good Years, Cut Back in Downturns

Fixed 4% rule too rigid? Dynamic withdrawal strategies let FIRE retirees spend more in bull markets and cut back in downturns — boosting lifetime income by 10-25%.

RJ

FIRE Budget Calculator Guide: How to Track Income, Expenses, and Savings Rate for Financial Independence

Use our free FIRE budget calculator to track income, expenses, and your true savings rate. See exactly how many years to FIRE — and how to get there faster by cutting the right expenses.

RJ