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#coast-fire

Articles tagged with “coast-fire

8 articles

The Roth Catch-Up Mandate Is Live: What High Earners Over 50 Lost in 2026

From January 2026, catch-up contributions must be Roth if your prior-year FICA wages topped $150,000. What it costs, who is exempt, and the plan gap that can block you entirely.

RJ

Coast FIRE for High Earners in the AI Age: Hit Your Number Before the Market Disrupts Yours

37% of companies expect AI to replace jobs by end of 2026. For high-income tech and finance workers, reaching Coast FIRE now is the ultimate career insurance policy — here's the math.

RJ

Pay Off Mortgage or Invest? The FIRE Math at 6.38% (2026 Guide)

30-year mortgage rates hit 6.38% in June 2026. Here's the complete FIRE investor's framework — the breakeven math, Coast FIRE analysis, and the hybrid approach that wins in most scenarios.

RJ

Trump Account FIRE Strategy: How to Give Your Child a $1M+ Head Start on Financial Independence

Trump Accounts open July 4, 2026. Max contributions of $5,000/year from birth grow to $191K at 18 — enough to put your child on Coast FIRE without another dollar invested.

RJ

Coast FIRE vs Barista FIRE vs Flamingo FIRE: Which Semi-Retirement Strategy Is Right for You?

Coast FIRE, Barista FIRE, and Flamingo FIRE all offer a path between full-time grind and full retirement. This side-by-side comparison shows the math, the tradeoffs, and which strategy fits your situation.

RJ

Flamingo FIRE Explained: How to Semi-Retire at Half Your FIRE Number

Flamingo FIRE lets you semi-retire once you've saved 50% of your FIRE number and let compounding do the rest. Here's the math, the strategy, and who it's right for.

RJ

Coast FIRE Explained: Retire Early by Letting Compound Interest Do the Work

Learn what Coast FIRE is, how to calculate your Coast FIRE number, and why this strategy is the lowest-stress path to financial independence — with no further contributions needed.

RJ

Introduction to the FIRE Movement: Retire Early and Live Free

The complete guide to the FIRE movement. Learn Lean, Fat, Chubby, Barista, Coast, and Flamingo FIRE types, calculate your FIRE number, and plan your early retirement timeline.

RJ