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#aca-2026

Articles tagged with “aca-2026

2 articles

Health Insurance for Early Retirees 2026: After the ACA Enhanced Subsidies Expired

ACA enhanced subsidies expired at end of 2025. Average premiums more than doubled for middle-income early retirees. Here's every option available in 2026 — costs, strategies, and how to manage income to minimize your healthcare bill.

RJ

ACA Subsidy Cliff 2026: The FIRE Investor's Complete Income Management Guide

The 400% FPL cliff is back in 2026. Crossing it by $1 costs $10K–$22K in lost ACA subsidies. Complete FIRE guide to MAGI management for early retirees.

RJ